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Keep your customers (and bottom line) happy by accepting card payments

It’s official cards have overtaken cash. In fact, 77% of total retail sales are now paid for by card and it’s estimated that by 2024, 16 billion card transactions will be taken a year. That’s a whopping 718bn. So if you aren’t accepting cards, then you’re missing out. It’s that simple. We currently help 70,000 businesses take credit and debit card payments. And we can help you too.


We’ll get you up and running, tapping, swiping…

  • A price that fits you

    We know one size doesn’t fit all, so we’ll make sure we offer you the best rates based on your business needs.

  • A (human) helping hand

    You’ll have a dedicated contact who’ll be on hand to help you through the entire setup. Then 24/7 support after that.

  • We’ll get it done. Faster.

    Every day you’re not accepting card payments, you’re missing out on sales. We know that. So we get you up and running in just 5 days.

  • The numbers you need

    We know time is money, so we never waste yours. From easy online sign up to 24 hour set up, even our machines are quick – just plug them in and you’re off.

Taking the faff out of taking card payments

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1. Set up your merchant account
You’ll need one of these to accept card payments and we’ll set you up with one for free.
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2. Choose your terminal
Will you need a physical card machine, or will you take payments online or on the phone with a payment gateway? We can help you do both.
3. Start taking card payments

We’ll make sure everything is ready in less than 5 days if you want a card machine, or just 24 hours with a payment gateway.

New to cards? No problem.

Accepting card payments is an easy and quick way to boost your business. It makes impulse buying easier, increases your customer base (especially if you’re creating an online shop) and means you won’t have to turn any cash-carrying customers away. Plus, it’ll mean you have less cash and cheques to deposit, so fewer bank fees. It’s win-win-win.

There are four ways you can take card payments; with a card machine, on the phone, via email or online using a payment gateway. Whichever you choose, we make it easy. First, we’ll set you up with a merchant account (everyone who accepts card payments has to have one). Then, depending on how you want to take payments, we’ll help you choose the right card machine, or set you up with an online payment gateway.

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What does it cost to take card payments?

Because no business is the same, we don’t believe card processing fees should be the same. It’s common sense. So we’ll take the time to understand your business, and type of card payments you’ll be taking, before giving you exact costs. However, our rates are the best around, often 40% lower, thanks to our Strength in Numbers approach.

If you choose to have a card machine, you’ll pay a small monthly rental fee, but we don’t charge any set up fees and your bill will be easy to understand. As you may have noticed, we’re big fans of keeping things clear and simple.

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We have loads of ways for you to get paid

Card machines

We’ve a terminal to suit you.

  • Countertop take payments at the till
  • Portable take the card machine to your customers
  • Mobile take card payments on the go


card machine

Payment gateway

More ways to pay.

  • Pay online
  • Pay by phone
  • Pay by email


payment gateway

Why choose Paymentsense?

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Ready for anything

Need some help? Our team are available 24/7. They’re a friendly bunch whose mission is to make things easy for you.

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Integrated payments

Sounds boring, but it’s not (promise). It lets your card machine and till talk to each other for simpler sales – and we’re the only ones offering it at no additional cost.

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Strength in numbers

What do you get when you combine the power of 70,000 small businesses? Better rates. It’s no joke – we use our size to negotiate with the banks and pass the savings onto you.

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Quick as a whip

We know time is money, so we never waste yours. Get your new Chip and PIN machine up and running in as little as 3 business days. Boom.

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Want to start accepting
card payments?

We hate to boast. So we let our customers do it.

They were easy to talk to and reassured me by breaking down everything I needed to know, from the merchant accounts to card processing.

Bob McCulloch
Tom Foolery Coffee Company

When I called them up they said they’d pay all my cancellation charges for me! Not only that, their charges were way less and would save me a bundle each year.

Simon White
Simon White Plumbing

The card machine is up and running, taking contactless payments which is what I was most worried about as it’s so in demand, as well as Chip and PIN.

Ffions Hair & Beauty Boutique

It took about five days once everything had gone through, the changeover was seamless, and I didn’t even notice the new card machine.

Gary Lee
Green Leevs Garden Centre

When I had an issue with one of the mobile card readers last year, Paymentsense sorted it and sent me a new one within 48 hours.

Glenn Gourlay
Gourlay Chauffeur Service

Extras that make all the difference


PCI phone validation

Sort out your PCI compliance with a simple phone call.

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Automated receipt rolls

Never run out of receipt rolls again with our automated delivery service.

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Performance reports

Get a snapshot of your week sent straight to your inbox.

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Switching providers

We currently help over 70,000 businesses. And we can help you too.

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